The Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Act of 2025 aims to provide temporary protections for homeowners who applied for assistance from the DC Homeowner Assistance Fund (DC HAF) before September 30, 2022, and whose applications are still under review, pending approval, or under appeal. The bill prohibits the initiation or conduct of residential foreclosures during this period, ensuring that homeowners can present proof of their application status to relevant entities, such as mortgage lenders and homeowners associations. Additionally, it mandates that notices regarding the DC HAF program be sent to homeowners before any foreclosure actions are taken.

The legislation also outlines specific requirements for foreclosure notices, including informing homeowners about the potential for DC HAF to assist in curing eligible housing debts. It emphasizes the need for timely documentation to be provided to homeowners applying for assistance and requires the publication of editable sample foreclosure warning notices on the DC HAF website. The act is set to take effect following approval by the Mayor and will remain in effect for no longer than 90 days, as stipulated for emergency acts by the Council of the District of Columbia.