The Tenant Payment Plan Phasing Emergency Act of 2025 mandates that providers of commercial or residential rental properties must offer and maintain rent payment plans for eligible tenants who entered into such agreements between March 11, 2020, and July 25, 2022. The act outlines specific requirements for these payment plans, including a minimum term of one year, the waiver of fees or penalties, and the assurance that tenants will not be reported as delinquent to credit agencies. Additionally, it stipulates that tenants must be informed about the availability and terms of the payment plans, and they are allowed to make payments in equal monthly installments or request a different schedule.

The act also establishes a process for tenants to apply for payment plans, which can be done online or by phone, and requires providers to retain applications for at least three years. If a tenant's application is denied, they have the right to file a complaint with the appropriate administrative bodies. Importantly, during the program period, providers are prohibited from filing collection lawsuits or evictions for nonpayment of rent unless the tenant defaults on the payment plan. The act emphasizes that tenants retain their rights under the lease and District law, ensuring that no waivers of these rights are included in the payment plans.