The Removing Barriers and Reducing Stigma to Encourage HIV Prevention Amendment Act of 2025 aims to enhance the accessibility of pre-exposure prophylaxis (PrEP) for HIV prevention by prohibiting discrimination from insurance companies based on the use of PrEP. The bill amends the Prohibition of Discrimination in the Provision of Insurance Act of 1986 to ensure that life, disability, and long-term care insurance policies cannot factor in the use of PrEP when making decisions about policy issuance, renewal, or terms. This legislation is intended to reduce stigma associated with HIV and encourage individuals at risk to utilize PrEP, which has been shown to significantly lower the risk of contracting HIV.

Key provisions of the bill include the addition of a definition for PrEP and a new section that explicitly prohibits any exclusions or limitations in insurance policies related to its use. Insurers found in violation of this prohibition may face fines ranging from $1,000 to $10,000. By enacting this legislation, the Council seeks to align with public health goals to reduce new HIV diagnoses in the District and to promote equity and fair treatment in healthcare access.