The General Assembly Raised Bill No. 301 mandates the Department of Banking to conduct a study focused on the availability of signature guarantee programs at financial institutions within the state. The study will also examine any challenges consumers face in accessing these programs to obtain a guarantee. The bill requires the Department to submit a report detailing the findings of this study to the relevant joint standing committee of the General Assembly by January 1, 2027. This legislation introduces new legal language that establishes the requirement for the study and the subsequent reporting process, specifically noted as Section 1 from passage New section and Raised Bill No. 301. There are no deletions from current law in this bill, as it primarily introduces new provisions.