House Bill No. 5372 mandates the Insurance Commissioner to conduct a study on health insurance issues within the state. The bill requires the commissioner to submit a report detailing the findings of this study to the joint standing committee of the General Assembly that oversees insurance matters by January 1, 2027. This new requirement is established under the newly inserted legal language in Section 1, which is effective upon passage.

The bill does not include any deletions from current law and is expected to have no fiscal impact on the state or municipalities, as the Insurance Department possesses the necessary expertise to fulfill the study's requirements. The bill received a favorable report from the Insurance and Real Estate Committee, with a vote of 11 in favor and 2 against.