The proposed legislation, General Assembly Raised Bill No. 6898, aims to eliminate the age requirement for drivers who complete an approved accident prevention course in order to qualify for a premium discount on their automobile liability insurance. Specifically, the bill repeals the existing requirement that the principal operator must have attained the age of sixty years to receive a premium modification for successfully completing a four-hour accident prevention course. Instead, any driver who completes the course will be eligible for a discount, which must be at least five percent and applicable for a minimum of twenty-four months.
Additionally, the bill mandates that the Insurance Commissioner conduct a study comparing automobile liability insurance laws in Connecticut with those in other states. This study will focus on various aspects, including coverage and practices aimed at reducing insurance premiums. The findings of this study are to be reported to the relevant legislative committee by February 1, 2026. The changes are set to take effect on October 1, 2025, for the premium discount provisions, while the study will commence upon the bill's passage.