The proposed bill, General Assembly Proposed Bill No. 6816, aims to amend title 38a of the general statutes to establish a medical loss ratio specifically for dental insurance. This legislative change seeks to ensure that a certain percentage of dental insurance premiums is allocated towards actual medical care and services, thereby promoting transparency and accountability within the dental insurance industry.

The bill does not specify the exact medical loss ratio percentage or the criteria for its implementation, but it emphasizes the importance of regulating dental insurance practices to protect consumers. By introducing this measure, the bill intends to enhance the quality of dental care provided to policyholders and ensure that their premiums are being used effectively for health services rather than administrative costs or profits.