Substitute House Bill No. 6437 proposes significant amendments to existing insurance laws, set to take effect on October 1, 2025. The bill repeals Sections 38a-26, 38a-774, and 38a-720e, replacing them with updated provisions that modernize the service of process and licensing procedures. Notably, it allows for service of process to be conducted via electronic mail, in addition to traditional methods, and requires the commissioner to send notices to the last-known email address of the individual being served. The bill also establishes that no default judgment can be granted until 45 days after service. Additionally, it modifies the process for license suspension or revocation, permitting notice via personal delivery or email, and clarifies that the licenses of a firm’s principals may also be revoked unless they can prove they were not at fault.

Further changes include the repeal of Section 38a-356, which now enables authorized employees from various departments to request information from insurance companies regarding investigations into motor vehicle losses or fraud, while clarifying protections against liability for those providing information. The requirement for annual reports on insurance fraud investigations has been deleted, and insurers are now mandated to report the termination of an agent's appointment for cause to the Insurance Department within 30 days. The bill also substitutes references to the "judicial district of Hartford" with the "judicial district of New Britain" in various statutes. Overall, these amendments aim to streamline communication and reporting processes within the insurance industry, reducing administrative burdens and enhancing efficiency.

Statutes affected:
Raised Bill: 4-182, 51-344b
INS Joint Favorable: 4-182, 51-344b
File No. 64: 4-182, 51-344b