Proposed Bill No. 6145 aims to enhance compliance and transparency regarding mental health and substance use disorder benefits by health carriers. The bill mandates that each health carrier submit an annual certification confirming their adherence to state and federal parity laws. Additionally, it seeks to repeal existing provisions that require the confidential treatment of health carriers' names and identities in annual nonquantitative treatment limitations filings, thereby increasing transparency.

Furthermore, the bill establishes a parity advancement account within the General Fund to support initiatives focused on enforcement and consumer education related to mental health and substance use disorder benefits. It also grants the Insurance Commissioner the authority to impose civil penalties on health carriers that violate parity laws. These changes are intended to strengthen the enforcement of parity laws and improve access to mental health and substance use disorder services for consumers.