Proposed Bill No. 454 aims to amend chapter 700c of the general statutes to enhance patient rights in the context of health insurance coverage disputes. Specifically, the bill mandates that health insurers must allow covered individuals to terminate their coverage without incurring any penalties, fees, increased costs, or coverage gaps if their healthcare providers are designated as out-of-network due to a dispute between the provider and the insurer. Additionally, the bill requires insurers to provide support to these individuals during their transition to a new health insurer to ensure minimal disruption in patient care.

The proposed legislation emphasizes the importance of patient choice and continuity of care, particularly in situations where disputes lead to changes in provider networks. By inserting these provisions, the bill seeks to protect patients from the negative consequences of such disputes and facilitate a smoother transition to alternative health insurance options.