Proposed Bill No. 454 aims to amend chapter 700c of the general statutes to enhance patient rights in the context of health insurance coverage disputes. Specifically, the bill mandates that health insurers must allow covered individuals to terminate their coverage without incurring any penalties, fees, increased costs, or coverage gaps if their healthcare providers are designated as out-of-network due to a dispute between the provider and the insurer. Additionally, the bill requires insurers to provide support to these individuals during their transition to a new health insurer to ensure continuity of care.

The intent of this legislation is to promote patient choice and minimize disruptions in healthcare access when conflicts arise between health insurers and healthcare providers. By allowing individuals to switch insurers without facing financial repercussions, the bill seeks to empower patients and maintain their access to necessary medical services.