The proposed bill, General Assembly Proposed Bill No. 183, aims to amend current statutes to prohibit health insurers from mandating that spouses of covered employees secure separate health insurance coverage when it is available. This legislative change seeks to enhance access to health insurance for families by allowing spouses to remain on the same plan as their covered partner, thereby potentially reducing overall healthcare costs and simplifying the insurance process for families.
The bill introduces new legal language that explicitly states this prohibition, while no specific deletions from current law are noted in the text provided. The intent behind this legislation is to support families by ensuring that they are not forced into separate insurance plans, which can lead to increased financial burdens and complications in managing healthcare coverage.