Substitute Senate Bill No. 9, also known as Public Act No. 25-33, aims to enhance flood risk awareness and improve municipal planning in Connecticut. Effective July 1, 2026, the bill mandates that insurers provide clear notices to homeowners and renters that standard insurance policies do not cover flood damage, and creditors must inform mortgage applicants about the lack of flood coverage in standard policies. Additionally, the bill amends the Uniform Property Condition Disclosure Act, requiring sellers to disclose detailed information about a property's flood hazard status and any known issues, thereby ensuring potential buyers are fully informed. The bill also introduces new requirements for municipal evacuation and hazard mitigation plans to consider climate change impacts, including sea level rise and extreme weather events, and mandates the submission of geospatial data related to these elements.

Furthermore, the bill establishes a framework for creating resiliency improvement districts, allowing municipalities to implement projects that address climate change risks. It includes provisions for the issuance of bonds to fund these projects, with specific guidelines on the use of funds and the assessment of benefit assessments on properties within the districts. The legislation also revises pesticide regulations, particularly concerning neonicotinoids and second-generation anticoagulant rodenticides, to enhance environmental protections. Overall, Substitute Senate Bill No. 9 seeks to promote sustainable development, improve community resilience against climate-related challenges, and ensure transparency in property transactions.

Statutes affected:
Committee Bill: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
ENV Joint Favorable Substitute: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
File No. 418: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
JUD Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
APP Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
FIN Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
Public Act No. 25-33: 7-364, 8-23, 28-5, 8-2e, 8-2f