Substitute Senate Bill No. 9, also known as Public Act No. 25-33, aims to enhance flood risk awareness and climate resilience in Connecticut through various amendments to existing laws. Effective July 1, 2026, insurers are required to notify homeowners and renters that standard insurance policies do not cover flood damage, while creditors must inform mortgage applicants about the absence of flood coverage in their policies. The bill also updates the Uniform Property Condition Disclosure Act, mandating sellers to disclose detailed information about flood hazards and other property conditions. Additionally, it modifies the coastal site plan review process to ensure that plans for properties in flood zones are reviewed by the Commissioner of Energy and Environmental Protection, promoting better management of coastal resources.

The bill further establishes a framework for creating resiliency improvement districts, allowing municipalities to implement projects that address climate change impacts and enhance environmental infrastructure. It includes provisions for funding these projects through bonds and benefit assessments, while ensuring public engagement in the planning process. The legislation also introduces new restrictions on pesticide use, specifically targeting neonicotinoids and second-generation anticoagulant rodenticides, with compliance deadlines set for 2026 and 2027. Overall, Substitute Senate Bill No. 9 seeks to improve community resilience, promote sustainable development, and enhance public awareness of environmental risks.

Statutes affected:
Committee Bill: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
ENV Joint Favorable Substitute: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
File No. 418: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
JUD Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
APP Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
FIN Joint Favorable: 20-327c, 7-364, 8-23, 28-5, 8-2e, 8-2f
Public Act No. 25-33: 7-364, 8-23, 28-5, 8-2e, 8-2f