Existing law generally regulates classes of insurance, including fire insurance and homeowners' insurance. If a property owner or their legal representative is unable to identify the insurer of their property in a declared disaster area, existing law requires the Insurance Commissioner to provide the owner's information to insurers that issue homeowners' insurance policies covering fire risks at the owner's request. Existing law requires an insurer that issued a homeowners' insurance policy on that property to respond to the property owner or their legal representative within 90 days of receiving their information from the commissioner.
This bill would reduce the above-described timeframe for an insurer to respond to a property owner to 75 days.

Statutes affected:
03/26/25 - Amended Senate: 2085 INS, 2085 INS
06/23/25 - Amended Assembly: 1299.07 PEN, 1299.07 PEN, 2085 INS