Existing law generally regulates classes of insurance, including residential property insurance. Existing law prescribes the standard form for fire insurance policies covering property.
This bill would, under a homeowners' insurance policy, authorize an insurer to differentiate the risk of an internal fire from the risk of an external fire for the purposes of determining coverage. The bill would define terms for purposes of this provision.

Statutes affected:
SB 523: 54 CIV
02/20/25 - Introduced: 54 CIV
03/24/25 - Amended Senate: 54 CIV