Existing law defines transportation network companies as certain organizations that, using an online-enabled application or platform, connect passengers with drivers using a personal vehicle. Existing law imposes specified requirements for liability insurance coverage on transportation network companies and their drivers, including a requirement that the insurance coverage provide for uninsured motorist coverage and underinsured motorist coverage in the amount of $1,000,000 from the moment a passenger enters the vehicle of a participating driver until the passenger exits the vehicle. Under existing law, that coverage may be satisfied by insurance maintained by the participating driver, the transportation network company, or a combination of insurance maintained by the participating driver and transportation network company.
This bill would make the transportation network company responsible for maintaining the uninsured motorist coverage and underinsured motorist coverage unless the participating driver voluntarily chooses otherwise.

Statutes affected:
SB 371: 1003 PUC
02/13/25 - Introduced: 1003 PUC
03/26/25 - Amended Senate: 5433 PUC, 5433 PUC, 1003 PUC