The proposed bill would update current statutes by prohibiting health care providers, institutions, and drug manufacturers from paying health insurance premiums or incentivizing enrollees to change plans based on their health status. It would establish that such payments are unlawful unless permitted by federal law and introduce civil penalties for violations, starting at $1,000 per infraction and doubling for repeat offenders. Additionally, the bill would define unprofessional conduct for healthcare professionals who advise patients on specific health plans without being licensed insurance producers, thereby enhancing consumer protection in health insurance practices.

Moreover, the bill would expand the definition of "solicit" to include actions that encourage individuals with known health conditions to terminate their existing health plans and impose restrictions on insurance producers regarding commissions related to referrals to sober living homes. It would also clarify exemptions for health insurance navigators and certified application counselors when assisting with enrollment, provided they do not facilitate false information. Overall, these updates aim to strengthen regulations against unethical practices in health care and insurance, ensuring patients receive accurate information and fair treatment.

Statutes affected:
Introduced Version: 27-423
Senate Engrossed Version: 13-3730, 20-281, 20-449, 32-1401, 32-1601, 32-1854, 36-407, 36-2065, 36-401, 36-2901, 36-2061, 20-285, 20-253, 20-3553, 20-287, 20-286, 32-1456, 36-2513, 32-1491, 32-3248.03, 36-2302, 32-1452, 32-1901, 36-3601, 41-1831, 36-781, 36-661, 15-157, 36-2226.01, 15-344.01, 36-2228, 36-2266, 32-1634.03, 32-1634.04, 32-1651, 32-1644, 32-1663, 36-2939, 32-1668, 100-203, 100-360, 13-3401, 32-1855.01, 32-1871
Chaptered Version: 13-3730, 20-281, 20-449, 32-1401, 32-1601, 32-1854, 36-407, 36-2065, 36-401, 36-2901, 36-2061, 20-285, 20-253, 20-3553, 20-287, 20-286, 32-1456, 36-2513, 32-1491, 32-3248.03, 36-2302, 32-1452, 32-1901, 36-3601, 41-1831, 36-781, 36-661, 15-157, 36-2226.01, 15-344.01, 36-2228, 36-2266, 32-1634.03, 32-1634.04, 32-1651, 32-1644, 32-1663, 36-2939, 32-1668, 100-203, 100-360, 13-3401, 32-1855.01, 32-1871