The proposed bill would update current statutes by prohibiting health care providers, institutions, and drug manufacturers from paying health insurance premiums or incentivizing enrollees to change plans based on their health status. It would establish that such payments are unlawful unless permitted by federal law and introduce civil penalties starting at $1,000 for each violation, with increased penalties for repeat offenders. Additionally, the bill would define unprofessional conduct for healthcare professionals who advise patients on specific health plans unless they are licensed insurance producers, thereby enhancing consumer protection in health insurance practices.

Moreover, the bill would expand the definition of "solicit" to include actions that encourage individuals with known health conditions to terminate their existing health plans and impose restrictions on insurance producers regarding commissions related to referrals to sober living homes. It would clarify exemptions for health insurance navigators and certified application counselors when assisting with enrollment, provided they do not facilitate false information. The bill aims to strengthen regulations against unethical practices in the health care and insurance sectors, ensuring better protection for patients and promoting transparency in health care transactions.

Statutes affected:
Introduced Version: 27-423
Senate Engrossed Version: 13-3730, 20-281, 20-449, 32-1401, 32-1601, 32-1854, 36-407, 36-2065, 36-401, 36-2901, 36-2061, 20-285, 20-253, 20-3553, 20-287, 20-286, 32-1456, 36-2513, 32-1491, 32-3248.03, 36-2302, 32-1452, 32-1901, 36-3601, 41-1831, 36-781, 36-661, 15-157, 36-2226.01, 15-344.01, 36-2228, 36-2266, 32-1634.03, 32-1634.04, 32-1651, 32-1644, 32-1663, 36-2939, 32-1668, 100-203, 100-360, 13-3401, 32-1855.01, 32-1871