The proposed bill would amend current statutes to mandate health insurers to cover standard fertility preservation services for individuals of reproductive age diagnosed with cancer, whose necessary treatments may lead to iatrogenic infertility. This requirement would apply to policies issued, amended, or renewed on or after January 1, 2027, and would include coverage for at least three years of storage for preserved reproductive materials. The bill also stipulates that prior authorization requests for these services must be treated as urgent, with insurers required to respond within 72 hours.

Furthermore, the bill allows religious employers to seek exemptions from the coverage requirements if they conflict with their beliefs. It clarifies that insured individuals can still purchase supplemental insurance for fertility preservation services at their own expense. Key terms such as "iatrogenic infertility," "religious employer," "reproductive age," and "standard fertility preservation services" are defined to ensure clarity regarding the coverage mandated by the bill. Overall, these updates aim to improve access to fertility preservation for those undergoing treatments that may affect their fertility.

Statutes affected:
Introduced Version: 20-841.14, 20-1057.21, 20-1376.11, 20-1406.11
Senate Engrossed Version: 20-841.14, 20-1057.21, 20-1376.11, 20-1406.11