The proposed bill aims to prevent motor vehicle insurance fraud by establishing specific criteria for determining fault in rear-end collisions. It introduces a new section, 23-66-514, to the Arkansas Code, which outlines a scenario where an individual driving a second vehicle claims that a third vehicle caused them to rear-end another vehicle. If the third vehicle has left the scene and there is no visible damage to the second vehicle, the bill stipulates that the fault for the accident cannot be attributed to the driver of the third vehicle.

Under this new provision, the responsibility for the accident will be assigned to the driver of the second vehicle who rear-ended the first vehicle. This legislative change is intended to clarify liability in such incidents and reduce fraudulent claims related to motor vehicle accidents.