The proposed bill aims to prevent motor vehicle insurance fraud by establishing clear guidelines regarding liability in rear-end collision scenarios. It introduces a new section, 23-66-514, which specifies that if a driver of a second vehicle claims that a third vehicle caused them to rear-end a first vehicle, but the third vehicle has left the scene and there is no visible damage to the second vehicle, then the third vehicle cannot be held at fault for the accident.

Furthermore, the bill clarifies that in such cases, the fault for the accident will be assigned to the driver of the second vehicle who rear-ended the first vehicle. This legislation seeks to protect individuals from fraudulent claims and ensure that liability is accurately assessed in motor vehicle accidents.