The "Junk Lawsuit Prevention Act of 2025" aims to amend existing laws regarding the sale and marketing of discount healthcare cards that are not classified as insurance. The bill specifies that it is a violation for any person to sell or promote such cards without clear disclosures, including that the discounts are not insurance and the consumer's right to cancel within thirty days. It also introduces new language that allows any injured party, not just the Attorney General, to take legal action against violators, and establishes a process for consumers to notify businesses of alleged violations before initiating lawsuits.

Additionally, the bill includes provisions for retroactive application, meaning it can address violations that occurred before its effective date. It outlines penalties for violations, including the potential for damages and attorney's fees, and emphasizes that remedies available under this act are cumulative to those provided in the Deceptive Trade Practices Act. The changes aim to enhance consumer protection and reduce misleading practices in the marketing of discount healthcare products.