The "Junk Lawsuit Prevention Act of 2025" aims to amend existing laws regarding the sale and marketing of discount healthcare cards that are not classified as insurance. The bill prohibits practices that mislead consumers about the nature of these cards, including failing to clearly state that the discounts are not insurance and not providing cancellation rights. It also establishes penalties for violations, allowing any injured party, including individuals and trade associations, to take legal action against violators. The Attorney General is empowered to seek injunctions and damages as well.

Key amendments include the removal of the term "unlawful" in describing prohibited practices, allowing for broader enforcement by any injured party rather than just the Attorney General, and introducing a requirement for consumers to provide written notice of violations to businesses before initiating legal action. Additionally, the act is retroactive, meaning it applies to violations that occurred before its effective date. The remedies available under this act are cumulative, supplementing existing laws related to deceptive trade practices.