The proposed bill aims to prohibit prior authorizations for healthcare services related to the treatment of individuals experiencing a mental health crisis. It introduces a new subchapter to the Arkansas Code, specifically under Title 23, Chapter 99, which defines key terms such as "crisis stabilization unit," "health benefit plan," "healthcare insurer," "healthcare provider," "healthcare service," and "mental health crisis." The bill clarifies that a health benefit plan cannot require prior authorization or precertification for healthcare services provided to individuals in a mental health crisis, ensuring immediate access to necessary care.

Additionally, the bill grants the Insurance Commissioner the authority to promulgate rules for its implementation, with specific provisions allowing the State Board of Finance to create rules applicable to the State and Public School Life and Health Insurance Program. This legislative change is designed to enhance the accessibility of mental health services during critical situations, thereby improving the overall response to mental health emergencies in Arkansas.