The proposed bill aims to prohibit prior authorizations for healthcare services related to the treatment of individuals experiencing a mental health crisis. It introduces a new subchapter to the Arkansas Code, specifically addressing the definitions and regulations surrounding mental health crises and the healthcare services provided in such situations. Key definitions include "mental health crisis," which describes a severe emotional or mental state that risks harm to the individual or disrupts their daily functioning, and "healthcare service," which encompasses services provided at crisis stabilization units or emergency departments.

Under the new provisions, health benefit plans will not be allowed to require prior authorization or precertification for healthcare services rendered to individuals in a mental health crisis. The bill also grants the Insurance Commissioner and the State Board of Finance the authority to promulgate rules for implementing these regulations, ensuring that the new guidelines are effectively integrated into existing healthcare frameworks.