The proposed bill aims to prohibit prior authorizations for healthcare services related to the treatment of individuals experiencing a mental health crisis. It introduces a new subchapter to the Arkansas Code, specifically defining terms such as "crisis stabilization unit," "health benefit plan," "healthcare insurer," "healthcare provider," "healthcare service," and "mental health crisis." The bill clarifies that a health benefit plan cannot require prior authorization or precertification for healthcare services provided to individuals in a mental health crisis, ensuring timely access to necessary care.

Additionally, the bill grants the Insurance Commissioner the authority to promulgate rules for its implementation, while also allowing the State Board of Finance to create rules applicable to the State and Public School Life and Health Insurance Program. This legislative change is designed to enhance the accessibility of mental health services and support individuals in urgent need of care without the delays associated with prior authorization processes.