This bill mandates that physicians and healthcare providers in Arkansas offer annual cognitive assessments for patients aged 60 and older or those at higher risk for Alzheimer's disease, dementia, or impaired cognitive function. The assessments must be documented in the patient's medical records, and if a patient declines the assessment, the provider is relieved of liability. Additionally, any information collected during these assessments is deemed confidential and protected from disclosure under the Freedom of Information Act.

Furthermore, the bill requires that health insurers provide coverage for cognitive assessments without imposing deductibles or copayments for eligible patients. This coverage applies to individuals aged 60 and older or those at higher risk for cognitive impairments. The provisions for coverage will take effect on January 1, 2026, ensuring that patients have access to necessary assessments without financial barriers.