The bill proposes an appropriation for the Department of Commerce - State Insurance Department for the fiscal year ending June 30, 2026, establishing a maximum of 188 regular employees with specified salary grades. It allocates funds for personal services, operating expenses, and various programs, including the Insurance Fraud Investigation Division and the Arkansas Healthcare Transparency Initiative Database. Notably, it includes new appropriations of $75 million for the Arkansas Multi-Agency Insurance Trust Fund and $50 million for the Public School Insurance Program, while also introducing funding for firefighter cancer relief and a self-funded cyber response program. The bill deletes certain positions, such as the Director of Security Operations and the Human Resources Analyst, and inserts provisions for operational expenses and claims payments.

Furthermore, the bill appropriates $10 million for the Arkansas Cyber Response Program and $815,853 for the Senior Medicare Patrol (SMP) program, which assists Medicare beneficiaries in preventing healthcare fraud. It allows for the transfer of unused appropriations in specific salary categories to contract for examination assistance if necessary. The bill also includes provisions for reimbursing travel expenses incurred by the Arkansas Insurance Department and emphasizes compliance with fiscal control laws. An emergency clause is included, stating that the act will take effect on July 1, 2025, to ensure the agency's continued operation and the protection of essential governmental programs.