The bill proposes an appropriation for the Department of Commerce - State Insurance Department for the fiscal year ending June 30, 2026, establishing a maximum of 188 regular employees with specified salary grades for key positions, including the State Insurance Commissioner. It includes new appropriations totaling $15,426,841 for operational expenses such as regular salaries, personal services matching, and maintenance. The bill also allocates funds for specific divisions within the department, including the Insurance Fraud Investigation Division and the Prepaid Funeral Benefits Division, ensuring adequate resources for their functions.

Additionally, the bill outlines significant funding for various programs, including $75 million for the Arkansas Multi-Agency Insurance Trust Fund and $50 million for the Public School Insurance Program. It allocates $10 million for the Arkansas Cyber Response Program and $815,853 for the Senior Medicare Patrol program, which assists Medicare beneficiaries in preventing healthcare fraud. Provisions are included for transferring unused appropriations for examination assistance and stipulate that any reimbursement of travel expenses will return to the original fund. An emergency clause is included, mandating the act's effectiveness on July 1, 2025, to facilitate the timely administration of essential governmental programs.