This bill aims to enhance access to health benefits for pregnant women by designating pregnancy as a qualifying event for enrollment in various health benefit plans. It amends Arkansas Code to include provisions for presumptive eligibility determinations for pregnant women applying for the Arkansas Medicaid Program, allowing them to receive prenatal care immediately while their full application is processed. Additionally, the bill allows employees and their dependents who previously declined enrollment in the State and Public School Life and Health Insurance Program to enroll due to pregnancy.

Furthermore, the bill mandates that insurers issuing or renewing policies under specified chapters must permit individuals to enroll in their policies as a result of pregnancy. The new sections added to the Arkansas Code include provisions for presumptive eligibility for pregnant women under the Medicaid program and establish pregnancy as a qualifying event for enrollment in both state health insurance programs and private insurance policies. The act is set to take effect on January 1, 2026.