The bill mandates that health benefit plans in Alabama that cover breast examinations, including mammography, must do so without imposing any cost-sharing requirements such as deductibles, copayments, or coinsurance on the beneficiaries. Specifically, the bill defines key terms such as "cost-sharing requirement," "diagnostic breast examination," and "supplemental breast examination," and clarifies that these examinations must be covered without additional costs to the insured. The legislation applies to all health benefit plans that provide coverage for medical expenses, with certain exclusions for limited benefit policies.

The new legal language inserted into the current law specifies that health benefit plans cannot impose any cost-sharing requirements for both supplemental and diagnostic breast examinations. The bill does not include any deletions from existing law. The act is set to take effect on January 1, 2027, following its passage in the Senate with unanimous support.