The proposed bill, known as the Houston/Hunter Act, introduces the concept of "firearm hold agreements," which are defined as private transactions between federal firearm licensees and individual firearm owners. Under these agreements, a licensee can take possession of a firearm at the owner's request, hold it for a specified period, and then return it to the owner. The bill stipulates that no individual can pursue a private cause of action against a federal firearm licensee for returning a firearm at the end of such an agreement, thereby providing civil immunity to the licensee, as long as the return does not result from unlawful conduct.

Additionally, the bill clarifies that the immunity from civil liability does not extend to actions arising from unlawful conduct by the federal firearm licensee and specifies that it does not apply to firearm transfers that violate existing Alabama laws. The act is set to take effect on June 1, 2025. The bill does not include any deletions from current law but introduces new legal language to define the terms and conditions surrounding firearm hold agreements.