The resolution emphasizes the importance of maintaining a market-based payments system in the United States, which has been developed through private sector leadership and innovation. It highlights the need to protect consumers from government interference that could lead to less secure and less innovative payment options, potentially compromising personal privacy and financial data. The resolution also underscores the significance of consumer choice in payment methods, advocating against any government-imposed surcharges on credit card transactions and opposing economic favoritism that could harm consumer benefits and payment fraud protections.

Furthermore, the resolution calls on the Alabama legislature to urge Congress to refrain from overreaching into the financial choices of American consumers and small businesses, asserting that such actions could weaken national security and disrupt the competitive landscape of the credit card payments industry. It concludes by requesting that copies of the resolution be sent to each member of the Alabama Congressional Delegation and all other members of Congress to ensure awareness and support for these positions.