The resolution emphasizes the importance of maintaining a market-based payments system in the United States, which has been developed through private sector leadership and innovation. It highlights the need to protect consumers from government interference that could lead to less secure and less innovative payment options, potentially compromising personal privacy and financial data. The resolution also underscores the significance of consumer choice in payment methods, advocating against any government-imposed surcharges on credit card transactions and opposing economic favoritism that could harm consumer benefits and payment fraud protections.

Furthermore, the resolution calls on the Alabama legislature to urge Congress to refrain from actions that would disrupt the current financial ecosystem, which is characterized by a robust and secure system that supports small businesses and protects consumers. It stresses that additional government regulations or price controls in the credit card payments industry are unnecessary and could hinder innovation and security. An official copy of the resolution is to be sent to each member of the Alabama Congressional Delegation and all other members of Congress to communicate these concerns.