The resolution emphasizes the importance of maintaining a market-based payments system in the United States, which has been developed through private sector leadership and innovation. It highlights the need to protect consumers from government interference that could lead to less secure and less innovative payment options, potentially compromising personal privacy and financial data. The resolution also underscores the significance of consumer choice in payment methods and opposes any government actions that could impose additional fees or disrupt the competitive landscape of the credit card industry.

Furthermore, the resolution calls on the Alabama legislature to urge Congress to refrain from overreaching into the financial choices of American consumers and small businesses, asserting that such actions could weaken national security and undermine the robust financial system currently in place. It requests that copies of the resolution be sent to the Alabama Congressional Delegation and all members of Congress to advocate for the protection of consumer rights and the integrity of the payments system.