This bill amends existing laws in Alaska concerning transportation network companies (TNCs) and delivery network companies (DNCs), focusing on insurance requirements and occupational accident insurance for drivers and couriers. It introduces a new provision allowing insurers to offer group or blanket occupational accident insurance, while clarifying that automobile insurance policies may exclude coverage for incidents occurring when drivers are logged onto a TNC's digital network or when couriers are delivering services. The bill establishes specific insurance coverage requirements, including primary automobile liability insurance and uninsured/underinsured motorist coverage, and mandates that TNCs and DNCs maintain insurance and disclose relevant information to their drivers and couriers.

Additionally, the bill outlines the benefits that must be provided under occupational accident insurance, such as coverage for medical expenses up to $1,000,000 for 104 weeks post-injury, disability payments, accidental death insurance for dependents, and burial expense coverage. It clarifies that claims under multiple policies cannot exceed coverage limits and that benefits are treated as amounts payable under other insurance. The bill expands the definition of companies to include both TNCs and DNCs, specifies that drivers and couriers are independent contractors unless certain conditions are met, and introduces new definitions while repealing a previous section of law. Insurance companies are required to notify customers of these changes within six months of the bill's effective date.

Statutes affected:
HB0214A, AM HB 214, introduced 04/30/2025: 28.20.330
HB0214B, AM CSHB 214(STA), introduced 04/02/2026: 28.20.330, 28.20.270
HB0214C, AM CSHB 214(STA) am S, introduced 05/17/2026, passed Senate 05/17/2026: 28.23.065, 21.12.050, 21.96.018, 28.23.180, 23.30.230, 16.05.940, 23.10.055, 47.27.035, 23.30.095, 08.88.161, 28.23.080, 28.20.330, 28.20.270, 28.20.440, 21.96.020, 28.23.050, 28.22.019, 28.23.060, 21.96.017, 23.30.175, 28.20.445, 28.23.070, 23.10.699, 23.20.520, 23.30.395